As I stressed on the "Mortgage Information" page, "mortgage calculators" are generic... they don't fully reflect you and your situation, nor do they take into account all the loan programs which are actually available.

But as a tool simply to get a general idea of what you may be able to afford when you do your initial browsing of homes on the market, a mortgage calculator can be helpful.

When the time comes to get serious, then you should quit being generic. Talk to a real, live mortgage professional. My suggestions are on the Mortgage Information page.

Here's my Generic Mortgage Calculator...

Calculate Your Mortgage Payments

Use the form below to calculate various mortgage scenarios.

INPUT INFORMATION	Purchase Price:	$
	Down Payment:	$
	Annual Interest Rate:	%
	Number of Years:	yrs
TOTALS	Monthly Payment Before Taxes & Insurance:	$
	Monthly Payment After Est. Taxes & Insurance:	$

Calculate Maximum Monthly Payment & Maximum Purchase Price

Use the form below to calculate your maximum monthly payment & maximum purchase price.

INCOME	Annual Gross Income:	$
MONTHLY LONG TERM OBLIGATIONS	Child Care:	$
	Credit Cards/Loans:	$
	Autos:	$
	Other:	$
MORTGAGE INFORMATION	Down Payment:	$
	Annual Interest Rate:	%
	Number of Years:	yrs
TOTALS	Maximum Monthly Mortgage Payment:	$
	Maximum Purchase Price:	$

AGGRESSIVE TOTALS	Maximum Monthly Mortgage Payment:	$
	Maximum Purchase Price:	$